A couple of years ago, a bump grew on my forehead. It didn't hurt, and by the time someone noticed it, it had stopped growing. Concerned friends and relatives began to push me to see a physician, fearing it might be cancer or some other dangerous condition. Finally I relented and my worst fears were realized — I had taken time out of my all-too-limited life to find that what I had was nothing more than a bump on my head. This didn't satisfy anyone, and I continue to be bothered about getting it removed. The question is whether I should do so, and whether everyone else should help to pay for it with tax dollars.
I spoke with my health insurance company, which said I would have to go to the doctor who would confer with the company on whether a removal was "medically necessary." My observation is that for purposes like this, "medically necessary" depends in part on how hard one is willing to push, and how adept at working the system one is. I also observe that if the procedure were not covered by insurance and I paid for it myself, I would probably pay less that the insurance company would be charged.
